Superannuation for Beginners — How to Maximise It in Your 20s & 30s (Australia 2025)
Superannuation for Beginners — How to Maximise It in Your 20s & 30s (Australia 2025) Superannuation might sound like something you worry about at 60 — but the earlier you understand it, the more powerful it becomes. Thanks to compounding returns, your 20s and 30s are the best time to start making smart moves with your super. 🔍 What Is Superannuation? Super is a retirement savings system in Australia where employers contribute a portion of your salary (currently 11%) into a fund you can access at retirement. You can also make extra contributions to grow it faster. 📈 Why You Should Care Now 🏦 Compounding returns mean every dollar grows exponentially 💸 Fees can eat into your retirement savings — the earlier you compare, the better 🎯 Government co-contributions and tax perks are available now ✅ How to Maximise Your Super (Even on a Small Salary) Choose a low-fee super fund: Compare via Chant West or Canstar Consolidate your super accounts: Avoid du...