How to Improve Your Credit Score in 30 Days
How to Improve Your Credit Score in 30 Days Your credit score plays a major role in your financial life — from getting approved for loans to unlocking better interest rates. The good news? You can start improving it in just 30 days. 📌 What Affects Your Credit Score in Australia? Payment history: Late payments can significantly harm your score. Credit utilisation: Using too much of your credit limit impacts your score negatively. Number of inquiries: Too many credit applications can reduce your score. Credit mix: A good balance of credit types (credit cards, personal loans, etc.) is helpful. ✅ Step-by-Step Credit Score Improvement Plan Check Your Credit Report: Use free tools like Credit Savvy or Equifax to check your report. Dispute Any Errors: Inaccurate listings can be corrected to improve your score. Pay Off Overdue Accounts: Bring your accounts current immediately. Reduce Credit Utilisation: Aim for under 30% usage of your credit limits. ...