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Car Insurance in Australia 2025: Cheapest vs. Best Value

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Car Insurance in Australia 2025: Cheapest vs. Best Value Car Insurance in Australia 2025: Cheapest vs. Best Value Car insurance is mandatory in Australia, but not all policies are equal. In 2025, the cheapest option may not always provide the best coverage. Here’s how to compare policies and choose what’s right for your budget and protection. Car insurance is about balancing cost with protection. Types of car insurance in Australia CTP (Compulsory Third Party): Mandatory. Covers injury to others but not your car. Third Party Property: Covers damage to other people’s property, not your car. Third Party Fire & Theft: Adds coverage for your car if stolen or damaged by fire. Comprehensive: Covers your car and others, regardless of fault. Cheapest vs. best value Policy Type Typical Annual Premium Coverage Level ...