Top 5 High-Yield Savings Accounts in Australia 2025

Top 5 High-Yield Savings Accounts in Australia 2025 Saving money shouldn’t just be about setting funds aside—it should also be about making your money work for you. In 2025, Australians have access to high-yield savings accounts that offer impressive interest rates, zero monthly fees, and digital tools to help you grow your savings faster. Whether you’re saving for a house deposit, emergency fund, or just looking to beat inflation, these accounts can help you reach your goals. 1. ING Savings Maximiser Interest Rate: Up to 5.50% p.a.* Conditions: Monthly deposit of $1,000 + 5 transactions Pros: Great mobile app, no monthly fees Cons: Conditions required to unlock top rate 2. Macquarie Bank Savings Account Interest Rate: 5.35% p.a. Conditions: No hoops to jump through Pros: Competitive rate with no strings attached Cons: Online-only experience 3. ubank Save Account Interest Rate: Up to 5.10% p.a. Conditions: Deposit $200/month and mak...